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Author: Natalia

Insurance Re-Shopping Homeowners/Auto In Retirement, Higher Deductibles, Umbrella Policies
Posted onAugust 17, 2025September 2, 2025inBudgeting, Debt & Cash-Flow

Insurance Re-Shopping Homeowners/Auto In Retirement, Higher Deductibles, Umbrella Policies

Safe Withdrawal Rules 4% vs. Guardrails, Sequence-Of-Returns Risk, When To Pause COLA Raises
Posted onAugust 16, 2025September 2, 2025inBudgeting, Debt & Cash-Flow

Safe Withdrawal Rules 4% vs. Guardrails, Sequence-Of-Returns Risk, When To Pause COLA Raises

Working While Claiming Earnings Test Before FRA, How Benefits Are Withheld And Later Recalculated
Posted onAugust 10, 2025September 2, 2025inPensions Strategy

Working While Claiming Earnings Test Before FRA, How Benefits Are Withheld And Later Recalculated

WEP & GPO Explained- How Non-Covered Pensions Affect Social Security For Teachers, Police, And Federal/State Workers
Posted onAugust 9, 2025September 2, 2025inPensions Strategy

WEP & GPO Explained- How Non-Covered Pensions Affect Social Security For Teachers, Police, And Federal/State Workers

Property-Tax Relief For Seniors Homestead Exemptions, “Circuit Breaker” Credits, Freezes—By State Examples
Posted onAugust 8, 2025August 27, 2025inGovernment Benefits & Help

Property-Tax Relief For Seniors Homestead Exemptions, “Circuit Breaker” Credits, Freezes—By State Examples

Healthcare Help After 65 Medicare Savings Programs (QMB/SLMB/QI) And Extra Help For Part D.
Posted onAugust 7, 2025August 27, 2025inGovernment Benefits & Help

Healthcare Help After 65 Medicare Savings Programs (QMB/SLMB/QI) And Extra Help For Part D.

Downsizing Math Realtor Fees, Property Taxes, HOA Vs. Rent; Net Gain Calculator Outline
Posted onAugust 6, 2025August 27, 2025inBudgeting, Debt & Cash-Flow

Downsizing Math Realtor Fees, Property Taxes, HOA Vs. Rent; Net Gain Calculator Outline

Spot High-Fee Investments Expense Ratios, Advisory/AUM Fees, Annuity Riders How To Ask For A Fee Audit
Posted onJuly 30, 2025August 28, 2025inBudgeting, Debt & Cash-Flow

Spot High-Fee Investments Expense Ratios, Advisory/AUM Fees, Annuity Riders How To Ask For A Fee Audit

Emergency Fund After 60: Should You Keep 6–12 Months In HYSAs Or T-Bills, And What About FDIC/NCUA Coverage?
Posted onJuly 29, 2025August 28, 2025inBudgeting, Debt & Cash-Flow

Emergency Fund After 60 Should You Keep 6–12 Months In HYSAs Or T-Bills, And What About FDIC/NCUA Coverage?

Credit Cards After 60 Safe Rewards, Low-Vision Friendly Features, And Strong Fraud Protection
Posted onJuly 28, 2025August 28, 2025inBudgeting, Debt & Cash-Flow

Credit Cards After 60 Safe Rewards, Low-Vision Friendly Features, And Strong Fraud Protection

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