Sanela
For September 2025, all eligible senior citizens in Canada will receive their Old Age Security (OAS) and Guaranteed Income Supplement (GIS) benefits on September 25, 2025, as outlined by the Canada Revenue Agency (CRA).
The payments of $808.45 (OAS) and $1,097.75 (GIS) will be directly deposited into the registered bank accounts of eligible seniors.
Canadians aged 75 and older will qualify for the full $808.45 monthly OAS benefit following the most recent 1.0% cost of living adjustment (COLA). This increase ensures that retirees maintain their purchasing power despite rising expenses.
Both OAS and GIS payments will be issued on the same date this month.
Understanding OAS and GIS Benefits
The OAS program supports Canadians aged 65 and above, while the GIS benefit is specifically designed to assist low-income seniors. The GIS amount varies depending on factors such as:
- Age of the recipient
- Marital status
- Annual income
The maximum GIS amount available in 2025 is $1,097.75 for single seniors. However, benefit amounts are gradually reduced if the recipient’s annual income exceeds $97,997 (threshold valid from July 2025 to June 2026).
$808 + $1,097 Direct Deposit Details
The $808 + $1,097 Canada OAS – GIS Direct Deposit on 25 September will be transferred directly to beneficiaries’ bank accounts.
Seniors can also calculate their individual entitlements using the CRA’s age pension calculator available online.
Key Facts About CRA OAS & GIS Benefit Payment
| Category | Details |
|---|---|
| Country | Canada |
| Authority | Canada Revenue Agency (CRA) |
| Benefit Programs | OAS and GIS |
| Payment Date | September 25, 2025 |
| Amount | $808.45 (OAS) & $1,097.75 (GIS) |
| Eligibility | Low-income, retired senior citizens |
| Payment Frequency | Monthly |
| More Info | CRA official site |
Eligibility for OAS and GIS Benefits
To qualify for the full OAS and GIS benefits, applicants must:
- Be 65 years or older
- Be a Canadian citizen or legal permanent resident
- Have lived in Canada for at least 40 years after age 18 (for full OAS)
- Meet income requirements for GIS
- Residency rules apply for those living outside Canada
- Contributions or work history are not required for eligibility
Application Process for OAS & GIS Benefits
Eligible seniors who haven’t yet applied should follow these steps:
- Create and sign in to your My Service Canada Account (MSCA) via the CRA website.
- Access the OAS and GIS section in the dashboard.
- Select the option to apply and enter all necessary personal details.
- Attach required documents such as ID, proof of age, proof of residency, and retirement details.
- Submit your application and monitor its status through your MSCA portal.
Payment Amounts for 2025
GIS Benefit Payments
- Single, divorced, or widowed seniors – $1,086.88
- Married seniors (both partners) – $654.23 each
- Married, one partner receiving OAS – $1,086.88
- Married, one receiving OAS & the other an allowance – $654.23
OAS Benefit Payments
- Ages 65 to 74 – $734.95
- Age 75 and above – $808.45
The September 25, 2025 OAS and GIS payment date is an important financial relief for Canadian seniors. With direct deposits ensuring secure and timely transfers, eligible seniors will receive $808.45 from OAS and up to $1,097.75 from GIS, depending on their income level and marital status.
This benefit system continues to play a vital role in helping older citizens maintain financial stability and dignity during retirement.
FAQs
Eligible recipients are low-income seniors who already receive OAS benefits, provided they meet the income threshold requirements.
If your income goes beyond this threshold, your OAS and GIS benefits may be partially reduced or stopped.
Both benefits are issued monthly, with the next payment scheduled for September 25, 2025.