The Canada Revenue Agency (CRA) has officially announced the direct deposit schedule for September 2025.
This confirmation brings relief to millions of Canadians who rely on federal and provincial benefit programs. Instead of waiting for mailed cheques, beneficiaries will receive their payments directly in their bank accounts—ensuring faster, safer, and more reliable access to financial support.
From the Canada Child Benefit (CCB) to Old Age Security (OAS), several programs will deliver essential assistance during the month. Let’s explore the payment dates, eligibility rules, and benefit amounts in detail.
Confirmed Direct Deposit Dates – September 2025
| Benefit Program | Payment Date | Key Recipients |
|---|---|---|
| GST/HST Credit (Quarterly) | September 5, 2025 | Low- to moderate-income households |
| Ontario Trillium Benefit (OTB) | September 10, 2025 | Ontario residents eligible for provincial credits |
| Canada Child Benefit (CCB) | September 20, 2025 | Families with children under 18 |
| Canada Pension Plan (CPP) | September 27, 2025 | Retired workers and contributors |
| Old Age Security (OAS) | September 27, 2025 | Seniors aged 65+ |
| Veterans’ Pensions | Throughout September | Eligible veterans and families |
| Other Provincial Supports | Varies by region | Depending on provincial rules |
These confirmed dates allow households, seniors, and families to plan expenses in advance with confidence.
Eligibility for September 2025 Benefits
Each program has its own eligibility requirements:
- CCB – Parents/guardians with children under 18 who filed taxes.
- GST/HST Credit – Low- and moderate-income Canadians who have filed taxes.
- CPP – Retirees who made contributions to the Canada Pension Plan.
- OAS – Seniors aged 65+ who meet Canadian residency rules.
- OTB – Ontario residents entitled to provincial credits.
- Veterans’ Pensions – Former Canadian Armed Forces members and families meeting service or disability conditions.
Benefit Amounts in September 2025
Canada Child Benefit (CCB)
- Maximum annual per child under 6: $7,787
- Maximum annual per child aged 6–17: $6,570
- Paid monthly, based on family income.
GST/HST Credit
- Maximum annual: $519 for single individuals
- Couples: Up to $680 combined
- Extra amounts for children under 19.
Canada Pension Plan (CPP)
- Maximum monthly retirement pension: $1,433.01 in 2025
- Amount depends on contributions and retirement age.
Old Age Security (OAS)
- Ages 65–74: Up to $713.34 per month
- Ages 75+: Up to $784.67 per month
- Adjusted quarterly to inflation.
Ontario Trillium Benefit (OTB)
- Combines Ontario Sales Tax Credit, Energy & Property Tax Credit, and Northern Ontario Energy Credit.
- Average monthly support: Around $360 or more, depending on income and household.
Veterans’ Pensions
- Payment varies by disability level, service category, and dependents.
- Exact amounts can be checked via My VAC Account.
Why Direct Deposit Is Essential
The CRA strongly recommends direct deposit for all benefits because it is:
- Faster – Payments are deposited instantly on the due date.
- Safer – No risk of lost or stolen cheques.
- More reliable – Automatic deposits once enrolled.
Canadians can register via their CRA My Account or through their financial institution. Once enrolled, all federal and provincial supports are transferred securely each month.
How Canadians Can Plan Ahead
With confirmed payment dates, Canadians can:
- Budget better for monthly expenses.
- Avoid delays by keeping tax filings and account details updated.
- Prepare for multiple payments – Families may receive both CCB and GST/HST Credit, while seniors may get CPP and OAS in the same month.
These deposits provide stability to:
- Families with children
- Low- and moderate-income households
- Seniors on fixed incomes
- Veterans and individuals with service-related disabilities
The CRA’s confirmation of seven direct deposit benefits in September 2025 provides reassurance to millions of Canadians. From the Canada Child Benefit to CPP and OAS, these programs ensure financial stability for households across the country.
By understanding the payment dates, eligibility requirements, and benefit amounts, families and seniors can manage their budgets more effectively. Setting up direct deposit guarantees payments arrive securely and on time—helping Canadians cover essential expenses with peace of mind.
FAQs
How can I enroll in CRA direct deposit?
You can register through CRA My Account or by contacting your financial institution.
Will CPP and OAS always be paid on the same date?
Yes, both CPP and OAS are scheduled for September 27, 2025, and are often deposited together.
Do provincial benefits like OTB follow the same dates every month?
The OTB is generally paid on the 10th of each month, but other provincial benefits vary by region.