The Social Security Administration (SSA) has released the September 2025 payment schedule, with slight adjustments due to the federal Labor Day holiday.
Some payments have already been issued, while others will follow the regular schedule based on beneficiaries’ birth dates.
Early SSI Payment Due to Labor Day
The Supplemental Security Income (SSI) payment, which was originally scheduled for September 1, 2025, was issued earlier on Friday, August 29, 2025.
This change occurred because September 1 is Labor Day, and federal payments cannot be processed on a holiday.
Social Security Payments Issued in September
Apart from SSI, Social Security payments for those who:
- Began receiving benefits before May 1997, or
- Receive both SSI and Social Security benefits,
were sent on Wednesday, September 3, 2025.
The remaining payments will be deposited following the standard staggered schedule based on beneficiaries’ birth dates:
Payment Date | Eligible Birth Dates |
---|---|
Wednesday, September 10 | Born between the 1st–10th |
Wednesday, September 17 | Born between the 11th–20th |
Wednesday, September 24 | Born between the 21st–31st |
Payments are sent via direct deposit or mailed checks. If a payment does not arrive on the scheduled date, allow up to three business days before contacting the SSA.
Maximum Social Security Benefits in 2025
The SSA has increased benefit amounts by 2.5% in 2025 to reflect the cost-of-living adjustment (COLA). The maximum monthly benefits are:
Benefit Type | Claiming Age | Maximum Monthly Amount |
---|---|---|
Retirement | Age 70 | $5,108 |
Age 67 (Full Retirement) | $4,043 | |
Age 62 | $2,831 | |
Disability (SSDI) | N/A | $4,018 |
Survivors (based on deceased) | If deceased claimed at 70 | Up to $5,108 |
SSI (Supplemental Security Income) | N/A | $967 (individual) / $1,450 (couple) / $484 (essential person) |
The SSI program is needs-based and does not depend on past earnings, while Social Security retirement and disability benefits are calculated from lifetime earnings.
The September 2025 Social Security payment schedule includes an early SSI payment and standard retirement, disability, and survivors’ payments on staggered Wednesdays.
Understanding these dates and the maximum benefit amounts can help beneficiaries plan their finances more effectively. If you experience delays, wait three days before contacting the Social Security Office or checking your account.
FAQs
The SSI payment was sent on August 29 because September 1 was Labor Day, and federal payments cannot be processed on holidays.
Payment dates are determined by birth dates. Those born early in the month get paid earlier, and later birthdays get later payments.
The maximum monthly retirement benefit in 2025 is $5,108 if claimed at age 70, with other amounts depending on claiming age.